Wage Day Advance
Get a cash loan today.
Apply online now
WageDayAdvance now process around 725,000
applications per month, that's 1 application every 4secs, 24hrs a
day! WageDayAdvance can offer you a loan just when you need
it most.
Our wage advances, sometimes known as 'payday
loans' or 'payday advances' are short-term loans to be repaid on
your next pay day.
- 2 Minute secure online application & approval
- Same day £80 to £750 payout possible
- Major UK specialist online lender since 2004
- Over 100,000 completed loan transactions
- UK call centre
- We say yes to 85% of applicants
- No Credit checks, CCJs & defaults - no problem
Same Day Cash Loan
Quick online decision
Apply for a payday loan today!
Quick decisions online or by phone. No hassle. No
fuss.
Managing your money
PaydayUK provides access to information to help you
manage your money more effectively.
Facebook fans win prizes with PDUK
PaydayUK regularly runs competitions and games for
our Facebook fans with great prizes.
We use credit agencies
We work with nationally recognised credit agencies,
which may help you improve your credit rating.
PaydayUK have no hidden charges
We charge £25 per £100 borrowed and have no hidden
charges and no fees. We keep it simple!
What our customers say...
'9/10 existing customers think MEM payday loans are
a convenient way to obtain cash quickly.'
How do I get a payday loan?
Borrowing from PaydayUK is simple and fast! We give
quick online decisions, normally without the need for faxes or
post§
You are just two minutes away from your payday loan
decision!!
All you need to do is:
> Fill in our fast application form
> Within a minute we will tell you if you have
been approved
> Once you've been approved, then enter your
bank account details (so we can pay you) and debit card details (so
you can repay us on your payday)
> our loan agreement will be displayed online
for you to sign
PaydayUK does:
> Offer short term loans focused to the
borrowing needs of customers
> Assess that customers can afford loans, and
are able to repay them
> Provide clear, transparent customer contracts
and communications
> Treat customers in a helpful, courteous manner
and deliver high standards of service gt; Maintain high levels of
customer satisfaction
PaydayUK does not:
> Target people with debt problems
> Lend to people who they believe cannot afford
to repay
> Deal with customers if there is any question
about their identity or authenticity
Long term doorstep loans
Provident Personal Credit
Getting a loan, how they work.
Borrow £750 to £6000. All circumstances considered
including poor credit history, unemployed and non homeowners and no
arrangement fee.
Easy to apply with assistance from us.
Our Personal Finance managers will take you through
the simple form and make sure the loan amount and repayments suit
your budget.
Borrow between £750 to £6000.
You could borrow between £750 to £6000 from
Provident Personal Credit. We consider all circumstances including
poor credit history, unemployed and non homeowners and unlike other
companies we won't charge you a fee to arrange your loan. Our
Personal Finance managers make the application process easy -
they'll take you through the simple form and make sure the loan
amount and repayments suit your budget. We can also help you
arrange a payment holiday so you can take a break from repayments
when you know you'll have other outgoings.
Example.
Loan example £2,500, 24 monthly repayments of
£184.72*, total amount payable: £4,433.28.Typical APR 86.5%
* Includes optional payment holiday product
Apply Now! Secure online application opens
in new window.
Pay Day Loans can be a smart move.
Payday loans comparison, not a broker!
We compare the largest payday loan
companies in the UK to maximise your loan options, which is why you
can borrow up to £1500 until your next pay day regardless of your
credit score or history.
Get your cash advance in your account the same day
with some loan providers or at the latest overnight. If you don't
have a debit card many lenders will be happy to take Direct Debit
payments from your bank account.
Borrowing advice and What a Payday Loan is?
A UK
payday loan (also known as short term or same day cash loan) are
loans over a period of 31 days. Usually you pay a £25 fee for every
£100 you borrow. Loan providers usually require your debit card
details as that's how they collect the payment but more recently
direct debit has been added as a loan repayment
option.
In more recent years however, as payday loans have
grown in popularity, loan providers strive to make access to money
easier for those with a poor credit or no credt record at all. Many
UK payday loans can be repaid by direct debit from your bank
account if you dont have a debit card and many if not all the
companies listed here will let you defer some or all of the payment
till the following month. You should be warned that to do this you
will incur extra interest on your loan, which is how payday loans
have aquired a bad reputation and show a very high APR. A payday
loan should be repaid the following month not over the period of
one year.
It's important you don't borrow money you
can't afford to pay back, and you talk to the lender if you get
into any difficulties and do not jignore them. Although we
would always emphasise that you do honour your payday loan
agreement, if you do maintain a healthy relationship with the
provider you will find that if you are in difficulties they will
endeavor to help as much as possible.
Want to complain about your payday loans
company? In some cases you may be better off contacting you local
trading standards if you suspect the payday loans company you use
may be doing something that is against the law. You can also try
the financial ombudsman service, their address is:
183 Marsh Wall, London, E14 9SR
Check your
Credit Score
See your credit file for free.
It's now easier than ever to see exactly what is
recorded on your file. If you have been refused a loan in the past
it may not even be your fault, but without seeing whats on your
file you will never know. Click here to find out more!
